Why Every Business Needs Hired and Non-Owned Auto Coverage

Even if you have company cars or a fleet of vans, occasions may arise that require an employee to run an errand in their personal vehicle or one of your employees needs to rent a car while on a business trip visiting a client.

In these circumstances if you don’t have the proper coverage, you could be leaving your organization exposed to liability if an employee injures a third party in an accident. There are two types of insurance that are vital in these situations: Non-owned auto coverage and hired auto insurance.

These two policies offer very different types of coverage, and it is important to understand each to ensure you find the policy that is right for your operation: Why Every Business Needs Hired and Non-Owned Auto Coverage