Business insurance can get complicated. Businesses need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits.

With the risks of crime and other types of losses that separate policies cover, there can be a lot to keep track of.

But it doesn’t have to be so complicated. Small businesses can meet many insurance needs with a single product — a business owner’s policy, or “BOP” as it is commonly known.
BOP packages essential coverages into a single insurance policy. At its most basic, a BOP provides three broad coverages: What You Need to Know About Business Owner

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