Articles
Six Steps for Safely Extracting Stuck Vehicles in the Field
One of the regular hassles in the agricultural sector is getting trucks or tractors stuck in the mud, dirt or snow. Unfortunately, during these times workers stand a greater chance of getting injured, or worse. Serious, disabling injuries and deaths have occurred when...
SCOTUS Sets High Bar for Rejecting Religious Accommodation Requests
A recent decision by the U.S. Supreme Court will make it more difficult for employers to deny employees' requests for religious accommodations in the workplace. The unanimous decision by the court in the case of Groff vs. DeJoy basically upends a standard for...
Preventing Warehouse and Factory Fires
One of the biggest risks to warehouses and production facilities is fires, which can spread rapidly in these environments. Facilities that are most at risk are those that have high ceilings, large footprints and hold large quantities of inventory that is stored close...
Keeping Agricultural Workers Secure with Pipe Safety
Working with irrigation pipes can be a high-hazard job if the pipes are not installed, moved and maintained properly. Hazards can include: Contact with electrical cables or wires. Contact with moving parts. Transportation. Trenching. Underground utilities. Make...
Don’t Get Caught Holding Bag in Multi-Employer Construction Projects
Large construction projects involving multiple contractors are ripe for claims and if your company is involved in such an enterprise, one of your top priorities needs to be risk mitigation. With the specter of property damage, material losses and workplace injuries...
OSHA Proposes Changes to Construction PPE Standard
Fed-OSHA has proposed new regulations that would require personal protective equipment for construction workers to be properly fitting. OSHA's main concern is that the current standard PPE doesn't clearly state that the equipment must fit each construction worker...
Where Are the Exits
Would your employees know where all the exits are in case their first choice was too crowded or it was not available because of the emergency? Maybe they work in a small office or a small building, while others might be in a large complex with many exits. Are you sure...
‘Nuclear’ Jury Verdicts Blowing Up Businesses
The sizes of large jury verdicts have exploded in recent years, putting a strain on businesses not only for what they have to pay out of pocket, but also the size of the premium they pay for their liability coverage. These damages juries are awarding have gotten so...
What Do Life Insurance Company Ratings Mean and Do They Matter?
Buying life insurance is a big commitment and the application process can be lengthy, but you are relying on the financial soundness of the life insurer to ensure that it will live up to its obligations should you pass. Fortunately, there is a method for gauging an...
Reducing Your Tax Burden with a Qualified Charitable Contribution
If you are trying to reduce your tax burden in retirement, one way to do that is to make a charitable contribution from funds in a traditional or Roth individual retirement account. There are multiple benefits to you for making a qualified charitable distribution. The...
New Rules Chip Away at Medicare Part D Costs
Big changes are coming to Medicare Part D drug plans in 2024 and 2025 that will significantly reduce the out-of-pocket costs for seniors, and for many of them eliminate the restrictions of the "donut hole." The rules were part of last year's Inflation Reduction Act,...
Home Health Care Services: What Medicare Covers and Doesn’t
Health professionals encourage home care for recovery when it is possible, and insurance companies may encourage it as well to reduce the cost of care for themselves and patients. Additionally, as more baby boomers enter their golden years and wrestle with the onset...