Articles
More Employers Offering Deductible-Free Plans
As more Americans struggle with medical costs and rising out-of-pocket expenses, more employers are starting to offer deductible-free plans, according to a new report. Mercer's "2023-2024 Inside Employees' Minds" survey results jibe with other reports that some...
Don’t Get Sued Over Your Firm’s Holiday Party
Holiday parties have made a comeback despite, or maybe because of, more people working remotely. Many managers want to bring their teams together under one roof as it's become apparent that connecting face-to-face is vital to a vibrant and cohesive work atmosphere....
Open Enrollment: Help Younger Workers Understand Their Coverage
A new study's findings that many workers have a poor understanding of their employer-sponsored health insurance benefits, presents an opportunity for businesses to extend targeted support to staff during open enrollment. The "2023 Optavise Healthcare Literacy...
Protect Your Identity When Shopping Online for the Holidays
As more and more people do their shopping online, the chances that you will be the victim of identity theft increase. In 2022, 15.4 million Americans were victims of online identity theft, affecting 6% of all consumers in the U.S., according to the "2023 Identity...
Rechargeable Lithium-Ion Battery Best Practices
Make sure you and your team understand the following focus areas for Lithium-Ion batteries: Battery Pack Usage Manufacturer's Guidance Charging Stations Battery-powered work vehicles Learn More The information being provided is strictly as a courtesy. When you...
Securing a Guaranteed Income for Life
Many of us understand the need for protection against the financial consequences of unexpected illness and death. But what about the financial impacts of living a long life? Americans are living longer into retirement than ever before. That means retirement savings...
Medigap: What Are Your Options?
Confused about your Medicare supplement options? You aren't alone. As you reach the age of 65, you have a lot of decisions to make. Most people understand that standard Medicare Part A coverage, or Part A and Part B, by themselves, offer a pretty skeletal medical...
New Rules Aim to Rein in Deceptive Medicare Advantage Advertising
We've all seen the splashy TV commercials with Joe Namath or William Shatner promising you the world if you call a 1-800 number and opt for the Medicare Advantage plan they are hawking: Free meals, free gym memberships, free dental coverage and a bunch of other...
Medicare Coverage of Weight-Loss Drugs
Novo Nordisk's Ozempic and Wegovy (semaglutide) and Eli Lilly's Mounjaro (tirzepatide) were originally created to treat Type 2 diabetes, but they have a beneficial side effect: They suppress the urge to eat, and patients typically lose significant amounts of weight as...
When to Call Your Financial Advisor
If you're experiencing a major life change of any kind, or facing a crucial financial decision, it's a good idea to make an appointment with your financial planner. Here are some examples of major life passages when you may need some good financial advice - and some...
What to Do If You’re Worried About Stock Market Volatility
A volatile stock market is fine for the 20- and 30-somethings. It's a different matter for people approaching retirement. Your retirement nest egg should be a source of security and comfort to you. It shouldn't be something that makes your blood pressure spike. If...
Understanding Your Auto Insurance Policy’s Rental Car Coverage
When you car gets damaged in an accident or stolen, the repair or recovery cost is only part of the story. Without another vehicle available, your only recourse may be to rent one. The good news is that your policy may already include coverage to defray the cost of a...