Articles
Why a Power of Attorney Document is So Vital
Disability and incapacitation can strike any of us at any time. Spending a couple of weeks "getting your affairs in order" is frequently not an option. Failing to do so can cause enormous financial and legal problems for you, your loved ones and the people trying to...
Life Insurance Benefits that Can Be Used During a Terminal Illness
Some life insurance policies may include living benefits or accelerated death benefits riders that allow policyholders with a terminal illness to access a portion of their policy value to help pay for care and other expenses. These riders can be bought after the time...
Assets that Can Be Put into a Revocable Living Trust
In preparing for the possibility of mental incapacity, people who create a revocable living trust are not done with their estate planning after they sign the trust. After the agreement is signed, it is necessary to fund it with assets. There are several types of...
Medicare Advantage Enrollees with Cancer Spend Less Out of Pocket
Medicare Advantage enrollees with cancer spend 35% less out of pocket on their medical care than beneficiaries enrolled in traditional Medicare only, according to a new study. The survey, conducted by ATI Advisory and commissioned by the Better Medicare Alliance,...
More Providers Charge for Telemedicine, Phone Visits and Doctor E-Mails
Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing, and an overabundance of information to plow through with each one, most people just get frustrated and...
Six Most Common Errors Medicare Enrollees Make
Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing, and an overabundance of information to plow through with each one, most people just get frustrated and...
How to Handle Spousal Coverage for Your Staff
While the Affordable Care Act requires employers to offer coverage for employees' adult children until the age of 26, it does not require them to offer coverage to their workers' spouses. As employers try to balance the costs of offering health coverage, spousal...
How to Access Medicare’s Free Diabetes Prevention Program
If you are on Medicare and have recently been diagnosed with prediabetes, you may qualify to participate in the Medicare Diabetes Prevention Program. This program, MDPP for short, is designed to help seniors delay or prevent the onset of type 2 diabetes and stave off...
Drivers Expect Too Much from Car Safety Technology: Study
A study by the AAA Foundation for Traffic Safety has found that too many drivers are unaware of the safety limitations of the advanced driver-assistance systems in their vehicles. As a result, they are taking for granted that these systems will always warn them or...
Chronic Conditions Driving Health Care Costs
A new report has found that the top driver of health care costs in the U.S. is chronic conditions, emphasizing the role that employers can assume in helping their employees better maintain these ailments. Chronic diseases are a major strain on the health care system,...
Annual Insurance Reviews are Crucial to Growing Businesses
One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let's say you started your business 10 years ago with just a small space and computer desk. Today,...
As Construction Rebounds, Double Down on Safety
Employment in the construction industry is surging as pent-up demand means that more homes are being built at a brisk pace. But this new growth in housing has come at a price for those working in the industry: a significant jump in construction workplace deaths and...