Articles

Six Most Common Errors Medicare Enrollees Make

Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing, and an overabundance of information to plow through with each one, most people just get frustrated and...

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How to Handle Spousal Coverage for Your Staff

While the Affordable Care Act requires employers to offer coverage for employees' adult children until the age of 26, it does not require them to offer coverage to their workers' spouses. As employers try to balance the costs of offering health coverage, spousal...

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How to Access Medicare’s Free Diabetes Prevention Program

If you are on Medicare and have recently been diagnosed with prediabetes, you may qualify to participate in the Medicare Diabetes Prevention Program. This program, MDPP for short, is designed to help seniors delay or prevent the onset of type 2 diabetes and stave off...

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Drivers Expect Too Much from Car Safety Technology: Study

A study by the AAA Foundation for Traffic Safety has found that too many drivers are unaware of the safety limitations of the advanced driver-assistance systems in their vehicles. As a result, they are taking for granted that these systems will always warn them or...

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Chronic Conditions Driving Health Care Costs

A new report has found that the top driver of health care costs in the U.S. is chronic conditions, emphasizing the role that employers can assume in helping their employees better maintain these ailments. Chronic diseases are a major strain on the health care system,...

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Annual Insurance Reviews are Crucial to Growing Businesses

One of the biggest mistakes owners of growing businesses make is not keeping up their insurance coverage to account for the expanding assets and potential liabilities. Let's say you started your business 10 years ago with just a small space and computer desk. Today,...

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As Construction Rebounds, Double Down on Safety

Employment in the construction industry is surging as pent-up demand means that more homes are being built at a brisk pace. But this new growth in housing has come at a price for those working in the industry: a significant jump in construction workplace deaths and...

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Workers’ Comp Audit Mistakes: What to Look For

No company owner wants to undergo a workers' compensation audit, but they are a fact of life if you run a business and have employees. Unfortunately, many audits don't go smoothly and sometimes your insurer may make mistakes. Missouri-based Workers' Compensation...

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New Joint-Employer Status Rule Increases Company Risks

The National Labor Relations Board has issued a final rule that expands the definition of what's considered a joint-employer relationship and increases employers' potential liability. Under the rule, two or more entities may be considered joint employers if they share...

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Have Dangerous Substances On-site? Train Your Workers

Have Dangerous Substances On-site? Train Your Workers If you have employees whose work involves the use of chemicals, solvents and other hazardous materials, OSHA requires that you train them in their safe use, transport and storage, and a key component of that is...

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