Articles

Knowing what type of insurance you need if you live in a condominium can be confusing. After all, while you own your unit and everything inside its walls, you obviously are not required to insure the entire building, which you don't own. It's important that you secure...

According to the Federal Emergency Management Agency, 99% of counties in the U.S. experienced flooding between 1996 and 2019 and many of those affected were not in areas traditionally associated with floods, The Washington Post recently reported. Property owners in...

Winter driving can be challenging, with icy roads, snow-covered surfaces and frigid temperatures posing significant risks to drivers. While safe driving plays a critical role, many modern vehicles come equipped with advanced safety features designed to enhance winter...

Millions of Americans take to the water each year during boating season, traveling the nation's coastlines, rivers, lakes and canals.  The watercraft range from simple rowboats to jet skis to small motorboats to luxury yachts. Boat owners spend significant amounts of...

More hospitals and insurers have started charging patients for virtual care services as they have grown in usage and providers are spending more time meeting patients in telehealth appointments and responding to their e-mails. Many hospital systems have started...

Companies that self-insure their group health benefits, or are in partial self-insured plans called level-funding, are this year seeing steep increases in the cost of their stop-loss insurance as the number and costs of high-dollar claims skyrocket. Stop-loss...

Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen, mostly because they are unprepared. "Is Your Business Ready" questionnaires are a great place...

The standard monthly Medicare Part B premium will increase 6% for 2024, about $10 more than what seniors are paying in 2023. Medicare Part B covers doctor's services, outpatient hospital services, some home health services and durable medical equipment. The Centers...

Due to countless medical advances and healthier lifestyles, U.S. retirees are living increasingly longer lives.A healthy 65-year-old man has a 24% chance of living to the age of 90 or older, and a healthy woman has a 35% chance of living that long. While this is great...

Disability and incapacitation can strike any of us at any time. Spending a couple of weeks "getting your affairs in order" is frequently not an option.  Failing to do so can cause enormous financial and legal problems for you, your loved ones and the people trying to...

Some life insurance policies may include living benefits or accelerated death benefits riders that allow policyholders with a terminal illness to access a portion of their policy value to help pay for care and other expenses. These riders can be bought after the time...

In preparing for the possibility of mental incapacity, people who create a revocable living trust are not done with their estate planning after they sign the trust. After the agreement is signed, it is necessary to fund it with assets. There are several types of...