Articles
Gear Up Your Financial Plan for 2022
As the new year gets underway with the COVID-19 pandemic continuing to induce whiplash in financial markets and the economy, you should consider how you can protect your hard-earned finances and long-term savings. Volatility will continue to reign supreme as long as...
Medicare Advantage Update: What’s New in 2022?
Medicare beneficiaries have more choices than ever, and with increased competition Medicare Advantage providers are getting more creative with their plan offerings to include meal services and transportation benefits, among others. With more than 3,800 Medicare...
Figuring Out How Much Life Insurance You Need
When it comes to figuring out how much life insurance you need, it's important to determine how much you're financially worth to your family. Otherwise, you'll probably end up buying too much or too little coverage. Many consumers use what's called the "multiple of...
Don’t Expect Medicare to Cover Nursing Home or Assisted Living Expenses
The average nursing home stay nationwide is 2.3 years for men and 2.6 years for women, according to research by the American Association for Long Term Care Insurance. A quarter of those who enter a nursing home facility remain for at least three years, and 12% remain...
Alzheimer’s Drug Costs Spur Reconsideration of Medicare Part B Rate Hike
The Biden administration is considering reducing the 15% hike for the standard Medicare Part B premium for this year after the maker of the new Alzheimer's drug Aduhelm announced that it would halve the price of the controversial medication. But after a preliminary...
Dual-Eligible Beneficiaries Choose Medicare Advantage over Fee-for-Service
Dual-eligible Medicare beneficiaries are more likely to choose Medicare Advantage plans over traditional fee-for-service (FFS) Medicare. A recent study from the Better Medicare Alliance found that 44% of Medicare beneficiaries who also qualify for Medicaid are...
Expressing Gratitude Can Reduce Your Stress
These days most adults and many kids are leading stressful lives. Some have more pressures than others, but stress is relative and depending on our circumstances and overall state of mind, it can have detrimental effects on our health. There are a number of ways to...
Three New Year’s Resolutions for Peace of Mind
While you've probably made some sound New Year's resolutions for 2022, you may also want to consider a few that will give you more peace of mind and better protection. Our ideas for insurance-related resolutions can save you money and ensure that all of your important...
Spring Showers Bring Water Damage; Be Prepared
The old saying goes "April showers bring May flowers." However, those same showers can also bring something unwanted: water damage. Rain that exceeds the capacity of storm sewers, sump systems, bodies of water and the ground's ability to absorb and hold water can...
Does Homeowner’s Insurance Cover Damage to Your Foundation?
If you find signs that your house's foundation may be damaged, it's obviously disconcerting since it is the support structure for your entire home. A damaged foundation can wreak havoc, putting your home off kilter — and making those repairs can be costly. You may...
Car Safety Features That Can Reduce Your Premium
The auto industry continues to roll out new and improved safety features to protect drivers in case of an accident. The good news is that besides saving lives, if you purchase a car with these features, you may earn a discount on your insurance premium. There are a...
Higher Flood Insurance Premiums May Be Coming Your Way
The way the National Flood Insurance Program sets premiums for coverage changed for the first time in 50 years recently. While most people who buy flood insurance will see small monthly increases, others will not. The new rating system, which rerates all of the...