Articles
Ag Safety: The Right Way to Extract Stuck Vehicles
One of the perennial hassles in the agricultural sector is getting trucks or tractors stuck in the mud, dirt or snow. Unfortunately, during these times workers stand a greater chance of getting injured, or worse. Serious, disabling injuries and deaths have occurred...
Safety Strategies for Heavy Equipment
The safe use of heavy equipment is critical when machinery such as bulldozers, graders or ground-moving equipment is used in the construction of new homes, bridges, shopping malls or other commercial buildings. The size and weight of these heavy machines make them...
Companies Bleed Data as Employees Move It Offsite
The more employees are working from home, the greater the risk that their employers' sensitive date is also being stored on their poorly secured devices and laptops. A new study by Symantec Corp. found many employees are sharing, moving and exposing sensitive company...
Study: Larger Vehicles More Likely to Strike, Kill Pedestrians
In October 2019, a teenager driving a sport utility vehicle (SUV) made a left turn at a tree-lined intersection in Norfolk, Virginia and struck a 59-year-old woman in a crosswalk. The woman died a few days later without regaining consciousness. A recent study by the...
Take Steps to Protect Your Employees’ Personal Information
As identity theft continues growing, one of the main treasure troves that criminals covet is employee data. After all, it typically contains your staff's personally identifiable information and other information that should not fall into nefarious hands. This kind of...
Think Like a Risk Manager to Reduce Your Insurance Costs
All large corporations and national businesses have someone in charge of risk management, if not a whole department. But hiring a risk specialist or dedicating a number of employees to that kind of work is typically too expensive for most small and mid-sized...
New Rules Expand Services Covered with No Cost-Sharing
The Department of Health and Human Services has issued some new "frequently asked questions" for its Affordable Care Act pages, and new guidelines that require health plans to expand what they are required to cover with no cost-sharing. The new FAQ section expands the...
Why Everyone Needs Life Insurance
Most financial experts say that life insurance is a cornerstone of solid financial planning as it protects dependents from financial ruin after the death of a breadwinner. But even if you are single or don't have dependents, it can still be a valuable component of...
How to File a Life Insurance Claim
Following the death of an insured loved one, it is important to file a life insurance claim in a timely manner. There is paperwork involved, and the process may seem burdensome at such a difficult time. However, beneficiaries must file the necessary paperwork in order...
High ‘Health Insurance Literacy’ Tied to Better Medicare Choices
People who have a strong understanding about health insurance and how it works are more likely to enroll in Medicare Advantage than people who don't, according to a new study. They are also more likely to select lower-cost plans that also have high Medicare Advantage...
Medicare Expands Eligibility for Lung Cancer Screenings
The Centers for Medicare and Medicaid Services has expanded coverage for Medicare recipients who qualify for low-dose CT scan lung cancer screenings. The change lowers the starting age for screening with a low-dose CT scan from 55 to 50, and reduces the tobacco...
When Do Long-Term Care Benefits Kick In?
Life insurance claims are pretty easy to process. Either there is a death certificate on the insured, or there isn't. But with some types of insurance, events that qualify you for coverage aren't so easy to get a handle on. For example, with long-term care insurance,...