Life insurance claims are pretty easy to process. Either there is a death certificate on the insured, or there isn’t. But with some types of insurance, events that qualify you for coverage aren’t so easy to get a handle on.

For example, with long-term care insurance, benefits often become payable after a long and gradual decline in the insured’s health and ability to care for themselves. While there are always going to be some gray areas, the answer for LTC insurance lies in the language of the contract itself.

Click here to read full article: When Do Long-Term Care Benefits Kick In?

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