by brownuser | Mar 7, 2024 | Articles
Companies that self-insure their group health benefits, or are in partial self-insured plans called level-funding, are this year seeing steep increases in the cost of their stop-loss insurance as the number and costs of high-dollar claims skyrocket. Stop-loss...
by brownuser | Mar 5, 2024 | Articles
Being prepared for an earthquake is a good investment if you are in a quake-prone area. At least one-fourth of all businesses that close because of a disaster never reopen, mostly because they are unprepared. “Is Your Business Ready” questionnaires are a...
by brownuser | Feb 29, 2024 | Articles
The standard monthly Medicare Part B premium will increase 6% for 2024, about $10 more than what seniors are paying in 2023. Medicare Part B covers doctor’s services, outpatient hospital services, some home health services and durable medical equipment. The...
by brownuser | Feb 26, 2024 | Articles
Due to countless medical advances and healthier lifestyles, U.S. retirees are living increasingly longer lives.A healthy 65-year-old man has a 24% chance of living to the age of 90 or older, and a healthy woman has a 35% chance of living that long. While this is great...
by brownuser | Feb 22, 2024 | Articles
Disability and incapacitation can strike any of us at any time. Spending a couple of weeks “getting your affairs in order” is frequently not an option. Failing to do so can cause enormous financial and legal problems for you, your loved ones and the...
by brownuser | Feb 20, 2024 | Articles
Some life insurance policies may include living benefits or accelerated death benefits riders that allow policyholders with a terminal illness to access a portion of their policy value to help pay for care and other expenses. These riders can be bought after the time...